Keeping a clean driving record is the best way to save your money. Your driving record plays a key factor when applying for auto insurance. The cleaner your record, the better your rate, the more money you will save.

When you contact the insurance company and they acquire your drivers abstract, they look to see how your driving record has been in the past.

When they see a a conviction on your record they immediately increase your rate, when they see more than 2 or 3, chances are either your rate will be very high, or worse they might not even insure you, for any amount.

 

 

 

 

 

 

 


 

 

 

 

Demerit Points

  
7 Failing to remain at scene of accident
6 Careless driving
6 Street Racing
6 Speeding: Exceeding speed limit by 50 km/h or more
6 Failing to stop for school bus
5 Driver of bus fail to stop at railway crossing
4 Following too closely
4 Speeding: Exceeding speed limit by 30 to 49 km/h
3 Speeding: Exceeding speed limit by 16 to 29 km/h
3 Driving through, around or under railway crossing barrier
3 Failing to yield right of way
3 Failing to obey a stop sign, signal light or railway crossing signal
3 Failing to obey directions of police constable
3 Driving or operating a vehicle on a closed highway
3 Failing to report an accident
3 Improper passing
3 Improper driving where highway divided into lanes
3 Crowding drivers seat
3 Drive wrong way – divided highway
3 Cross divided highway – no proper crossing provided
3 Wrong way in one way street or highway
2 Backing on highway
2 Seatbelt
2 Pedestrian crossover
2 Failure to share road
2 Improper right turn
2 Improper left turn
2 Failing to signal
2 Unnecessary slow driving
2 Failing to lower headlamp beam
2 Improper opening of vehicle door
2 Prohibited turns
2 Towing of persons on toboggans, bicycles, skis, etc prohibited
2 Failing to obey signs prescribed by regulation under section 182 (1)
 
2005©Traffic Ticket Toronto - Powered by Mazdaq E-Solutions